The fall represents the biggest fall since last December and has pulled annual house price inflation down to 10.7%, its lowest level since May, according to Halifax, the UK's Britain's largest mortgage lender.
However, Halifax played down the news. It said that a combination of monthly rises and falls is a typical feature of a more subdued market and added that there is no concrete evidence that the credit crunch is having an impact on the housing market, although it admitted it is still early days.
Given the latest data, the average cost of a home in the UK continues to hold just below the £200,000 mark at £198,500.
Halifax said house price growth had been slowing since the end of 2006, with prices rising by just 0.9% during the third quarter of the year, down from a gain of 2.3% in the second quarter and 3% during the first three months of 2007.
• Interest calculator
Saturday, 6 October 2007
Tuesday, 11 September 2007
Home Information Packs Essential Information
Essential Information
A Home Information Pack will bring together key information needed by buyers and sellers at the very start of the home-buying process, and ensure that important information about improving the energy efficiency of homes is made available every time a property is sold.
Buyers should ask to see the Pack on a property they are interested in, and check that it's complete. If any items are missing, there should be a satisfactory explanation and an assurance that the missing items will be provided as soon as possible (see What's in a Home Information Pack?).
A Home Information Pack will bring together key information needed by buyers and sellers at the very start of the home-buying process, and ensure that important information about improving the energy efficiency of homes is made available every time a property is sold.
Buyers should ask to see the Pack on a property they are interested in, and check that it's complete. If any items are missing, there should be a satisfactory explanation and an assurance that the missing items will be provided as soon as possible (see What's in a Home Information Pack?).
Saturday, 8 September 2007
Save the planet - save money
Get an energy to suit you, not your supplier
Did you know that you could save up to £325 a year by switching energy suppliers with uSwitch.com, the impartial switching site? Are you on the best plan and tariff for your gas and electricity needs? How much would switching to a green tariff cost you? Find all this and more on uSwitch.com.
You don’t have to worry about contacting your suppliers. When you confirm your switch, U Switch pass your details onto your new supplier and they look after everything. They will contact your old supplier to arrange a switch date.
Your new supplier will contact you to ask for your meter reading. They give this to your old supplier, so that your final bill can be arranged.
Your old supplier will send you a final bill, which covers you up until your switch date. Then, your new supplier will take over and you will start receiving bills from them.
That’s the only change you will notice. Your supply will not be affected.
Compare gas and electricity suppliers with U Switch and they will search all your options to show you where you could make the biggest savings. Your results include all the information you need to compare with confidence. Use our free, impartial switching service Energy Price Comparison Calculator
Did you know that you could save up to £325 a year by switching energy suppliers with uSwitch.com, the impartial switching site? Are you on the best plan and tariff for your gas and electricity needs? How much would switching to a green tariff cost you? Find all this and more on uSwitch.com.
You don’t have to worry about contacting your suppliers. When you confirm your switch, U Switch pass your details onto your new supplier and they look after everything. They will contact your old supplier to arrange a switch date.
Your new supplier will contact you to ask for your meter reading. They give this to your old supplier, so that your final bill can be arranged.
Your old supplier will send you a final bill, which covers you up until your switch date. Then, your new supplier will take over and you will start receiving bills from them.
That’s the only change you will notice. Your supply will not be affected.
Compare gas and electricity suppliers with U Switch and they will search all your options to show you where you could make the biggest savings. Your results include all the information you need to compare with confidence. Use our free, impartial switching service Energy Price Comparison Calculator
Thursday, 30 August 2007
As of 1 August, every home put on the market with four or more bedrooms needs a Home Information Pack. The Pack includes an Energy Performance Certificate, containing advice on how to cut carbon emissions and fuel bills. Also included are documents such as a sale statement, searches and evidence of title. This is the first stage of Home Information Packs.
On 17 August, CLG announced the next phase of the roll-out of Home Information Packs. This means that homes with 3 or more bedrooms marketed for sale from 10 September will require a HIP.
Find out what's in Pack, what you should do as a buyer, and what you must do as a seller.
Visit www.propertydaize.co.uk
If you're a buyer, you should ask for a Home Information Pack, which contains an Energy Performance Certificate and a number of other compulsory documents. See our Buyers' frequently asked questions for more.
Visit www.propertydaize.co.uk/hips
Information sourced from home information packs
On 17 August, CLG announced the next phase of the roll-out of Home Information Packs. This means that homes with 3 or more bedrooms marketed for sale from 10 September will require a HIP.
Find out what's in Pack, what you should do as a buyer, and what you must do as a seller.
Visit www.propertydaize.co.uk
If you're a buyer, you should ask for a Home Information Pack, which contains an Energy Performance Certificate and a number of other compulsory documents. See our Buyers' frequently asked questions for more.
Visit www.propertydaize.co.uk/hips
Information sourced from home information packs
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